Personal Finances and Taxes

Helping With Personal Finances and Taxes in Ottawa

To get the right advice on your personal finances and taxes, choose us.  Charles Ghadban Accounting has been Helping Clients Succeed since 1992 and is a preferred choice.  Here’s how we can help organize your life:

  • Work with you to understand your dreams and set your goals

  • Guide you with a system to organize your bills, your payments and all your financial paperwork

  • Work with you on how to reduce bad debt and replace with good debt

  • Assist you with planning for income tax filing

Let us organize and plan your finances

Budget Your Money

Once you have organized yourself financially, the next step is to analyze and understand what your income and expenses are. This allows you to see where you spend and/or save your money. Once you know this, we can help you create a monthly budget that includes working towards your financial goals. A budget can help you avoid spending unnecessarily on items and services that do not contribute to attaining your financial goals. For example, if you are working with limited financial resources, budgeting makes it easier to make ends meet. The benefits of consulting us:

  • Be aware of where your money is going.

  • Have your spending and saving organized to help you budget wisely.

Financial Planning

With a budget in place we can now get your money working for you. A big part of your financial plan is understanding your dreams, wants, needs, your current income and having a tax strategy. We share your viewpoint on tax — pay as little as you can. With our financial coaching, we can help you minimize the taxes you pay to maximize your returns. When you choose us to help you, we will:

  • Help you determine what you are planning for.

  • Formulate a financial plan to achieve your goals

Credit Counselling

Bad debt is a terrible burden, one that can jeopardize everything you care most about. Getting out of bad debt is the first step to building real wealth. Not all debt is bad. Debt used to invest, educate or improve your net worth is ‘better debt’. Our main objective during credit counselling is to help you understand the difference between bad debt and good debt and how to utilize good debt to achieve your financial goals. Ultimately, we want to help you use debt to get ahead. Listed below are the Benefits of credit counselling:

  • We have seen STRENGTHENED FAMILIES because they were free from the perils of debt!

  • We have SAVED MARRIAGES because couples chose to follow our advice!

  • We have helped seniors get out of debt and structure a COMFORTABLE RETIREMENT for themselves!

Retirement Planning

A big part of your financial plan should include planning for your retirement. Successful implementation and scheduled reviews of your financial plan will help with financial independence during your retirement years. Our main priority will be to help you preserve the value of your pensions, investments, and any money you have inherited, so you have enough to maintain your lifestyle when you retire. Never just let retirement happen – make it happen because living life to the fullest is important! Steps for retirement planning are:

  • Determining the lifestyle you are planning for.

  • Creating a financial plan to try to achieve that lifestyle.

  • Monitoring, evaluating and adjusting.

To plan your goals and make the right investment, book a consultation with us today.

Secure Your Future with Well-planned Finances

Whether you have long-term goals or short ones, it is important to plan your finances effectively. We can help you help there.

Contact Us


Charles Ghadban Accounting
1419 Carling Avenue, Suite 206, 
Ottawa, ON   K1Z 7L6



Fax 613-234-7838

Email us

Strategic Tax & Accounting Services

1419 Carling Avenue, Suite 206

Ottawa, ON  K1Z 7L6



Fax 613-234-7838

Email Us


Monday – Friday: 9:00 AM – 5:00 PM
Extended Hours During Tax Season


Send to a friend

Send the url of this page to a friend of yours

Created by

Legal notice